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    #1

    Insurance and litigation.

    I took my dad to talk to his insurance agent today to update his auto and home policies when I found out he was really lacking in liability coverage. With his advanced age I worried about him driving and causing an accident where a lawsuit might take everything he owns which is worth about a million bucks. So we got him a policy that protects him and his assets thus allowing him to still drive, much to my chagrin because I don't think he should drive.
    Anyway, the agent enlightened me on what the company deals with on a daily basis which includes lawsuits that may come from stupid shit that accident victims claim as emotional distress like the person causing the accident tells the victim they suck. Boom, defamation of character lawsuit on top of the accident suit. Oh yes and it gets worse. An elderly person may hire a caregiver to help them do things but if the caregiver cuts a finger fixing a meal using a clients knife, they might sue the client because the caregiver wasn't notified the knife was sharp.
    This is not bullshit especially in CA which is the most litigious state in the country ( thanks to the liberal fucks who don't know what personal responsibility is).
    The agent says the company spends almost as much in litigation costs as they pay out in normal substantiated claims.
    So my friends, don't bitch about the cost, make damn sure you are protected from the loonies out there who will sue yur ass for lookin at them cross eyed!
    Screw diplomacy...........bring it!
    Tags: None
    • Likes 3
    #2
    A lot of states now have caps on damages so you can't be wiped out with those stupid ass $10 million dollar verdicts for "lack of consortium" claims.
    I think California's cap is only for med mal cases, but not sure.

    But you were right to up his coverage. We just had a case here where we represent the insurance company and it was a policy limits case and they went after the insured for an excess verdict. The poor man was devastated! But luckily, we won on appeal and he got a Merry Christmas
    Tuesday is soylent green day
    • Likes 4

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      #3
      It ought to be legal just to kill the sumbitches when they bring a frivolous lawsuit.
      https://csagovernment.org/index.html

      http://deovindice.org/

      http://dixienet.org/

      http://leagueofthesouth.com/
      • Likes 5

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        #4
        I always recommend people request a trial by combat.
        Textually Active
        • Likes 3

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          #5
          Now, I'm not sure if this is true or not; but it seems everyone in the US loves to sue. "I'll sue you, because you served my coffee too hot/too cold." etc.

          Why is suing such a big thing there? It doesn't seem to happen much here, if at all? No one even threatens it, unless we're poking fun at the US.

          Can anyone tell me, why it's such a big thing there?

          Quick get rich scheme, or what?

          Originally posted by Harry Henderson View Post
          I always recommend people request a trial by combat.
          This would be the best way.
          It's not the size of the dog, in the fight. It's the size of the fight, in the dog.

          No guts, no glory. All pain, and fury.
          • Likes 2

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            #6
            US legal system measures injury to parties by the persuasion of the evidence, legally called the preponderance of the evidence. Simply stated any person who wishes to claim a injury and can convincingly argue their case has the ability to collect damages. The frivolity of lawsuits arises when you cannot quantify a person's emotional state or intelligence level. The populace in large looks on disenfranchised with the legal system as a person seeks damages for things like coffee being too hot or their emotional state being affected.

            unless my legal knowledge has mistaking me, the danger in civil liability lawsuits is not that the evidence is irrefutable, but more so that the evidence gives the perception of the party being wronged.

            there are of course two sides to every story and then there is the truth

            Hon. Harold J. Henderson
            4th district circuit court
            Washington DC
            Textually Active
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              #7
              Originally posted by HeavyHauler View Post
              Now, I'm not sure if this is true or not; but it seems everyone in the US loves to sue. "I'll sue you, because you served my coffee too hot/too cold." etc.

              Why is suing such a big thing there? It doesn't seem to happen much here, if at all? No one even threatens it, unless we're poking fun at the US.

              Can anyone tell me, why it's such a big thing there?

              Quick get rich scheme, or what?



              This would be the best way.
              It's greed and the liberal idea that it's always some one else's fault. Congress has let the shit get out of hand because they (liberal and conservative) promote the lack of personal responsibility. It's a power struggle!
              Screw diplomacy...........bring it!
              • Likes 2

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                #8
                Originally posted by Harry Henderson View Post
                I always recommend people request a trial by combat.
                Um, at 91 my dad would probably not win.........................but if he could pick a champion to fight for him, I choose swords!
                Screw diplomacy...........bring it!
                • Likes 3

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                  #9
                  Originally posted by rokitman View Post

                  Um, at 91 my dad would probably not win.........................but if he could pick a champion to fight for him, I choose swords!
                  As I understand, this is acceptable. But I don't always believe everything I see on TV.
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                    #10
                    It is acceptable, you're allowed a champion to fight for you.

                    I saw it on that documentary, Game of Thrones.
                    It's not the size of the dog, in the fight. It's the size of the fight, in the dog.

                    No guts, no glory. All pain, and fury.
                    • Likes 1

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                      #11
                      Originally posted by Harry Henderson View Post
                      US legal system measures injury to parties by the persuasion of the evidence, legally called the preponderance of the evidence. Simply stated any person who wishes to claim a injury and can convincingly argue their case has the ability to collect damages. The frivolity of lawsuits arises when you cannot quantify a person's emotional state or intelligence level. The populace in large looks on disenfranchised with the legal system as a person seeks damages for things like coffee being too hot or their emotional state being affected.

                      unless my legal knowledge has mistaking me, the danger in civil liability lawsuits is not that the evidence is irrefutable, but more so that the evidence gives the perception of the party being wronged.

                      there are of course two sides to every story and then there is the truth

                      Hon. Harold J. Henderson
                      4th district circuit court
                      Washington DC
                      Excellent dissertation.

                      You just forgot to mention deep pockets.
                      Tuesday is soylent green day
                      • Likes 3

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                        #12
                        Originally posted by rokitman View Post

                        Um, at 91 my dad would probably not win.........................but if he could pick a champion to fight for him, I choose swords!
                        I choose double barrel 12 gauges at 5 paces. Homey don't play
                        Give a man a match, & he'll be warm for 20 seconds. But toss that man a white phosphorus grenade and he'll be warm for the rest of his life.
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                          #13
                          Originally posted by bladesmith View Post

                          I choose double barrel 12 gauges at 5 paces. Homey don't play
                          You didn't choose the thug lyfe, the thug lyfe chose you.

                          It's not the size of the dog, in the fight. It's the size of the fight, in the dog.

                          No guts, no glory. All pain, and fury.
                          • Likes 1

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                            #14
                            I've always wanted to be a lawyer.
                            -Chip

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                              #15
                              Originally posted by rokitman View Post

                              Um, at 91 my dad would probably not win.........................but if he could pick a champion to fight for him, I choose swords!

                              Your dad is 91 and still driving??????
                              Tuesday is soylent green day
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